Meet the Team
Our Locations
Select one of our locations below.Grand Rapids | Bloomfield Hills | Brookfield | Chesterfield | East Troy | Elkhart | Grandville | Holland | Kent City | Marshall | Monticello | Omaha | Overland Park | Rockford | Saginaw | South Bend-Mishawaka | Southgate | Toledo | Wichita
Grandville, MI
4095 Chicago Dr SW #120, Grandville, MI 49418
Troy D. Ernzer
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Troy D. Ernzer
Mission StatementMy mission is to build long term relationships with my clients. I want to help identify my client's needs and objectives and then suggest the appropriate strategies to help them meet their goals.
Professional Qualifications
Financial professional since 2001
CFP Professional
Chartered Advisor in Senior Living (CASL)
Chartered Financial Consultant (ChFC)
Personal Services
Financial Needs Analysis
Customized Financial Strategies
Life and Long term care insurance
Investments
Charitable giving Strategies
Estate Conservation Strategies
College Funding Strategies
Retirement Funding Strategies
Business Services
Funding for Buy/Sell Agreements
Qualified Retirement plans
Deferred Compensation Strategies
Key Man Insurance
Employee Benefits
Personal Information
Born and raised in Grand Rapids, Michigan
Reside in Spring Lake with wife Elizabeth and 3 young daughters Hannah, Amelia and Gillian
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP, CERTIFIED FINANCIAL PLANNER, and in the U.S., which it awards to individuals who successfully complete CFP Boards initial and ongoing certification requirements.
Marvin L. Andringa
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Marvin L. Andringa
Mission StatementAlways striving to provide professional investment advice and solutions to our clients.
A suitable portfolio, balanced to the needs of the client, is of utmost importance.
Professional Qualifications
Bachelor in Business Administration from Michigan State University
Financial Representative/Advisor since 1972
Professional Licenses: Series 1, 4, 24, 63, 65 and 66
Personal Background
Born and raised in West Michigan
Married to wife, Sue
Enjoys golf, boating, Lake Michigan Summers
Steve C. Carter
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Steve C. Carter
Mission StatementI use all of the resources around me to prepare detailed financial strategies that take a step-by-step approach towards accomplishing my clients’ personal & financial goals. Our team works to ensure we provide effective solutions and extraordinary service to our clients.
Professional Services
Estate and succession planning
Proactive investment management
Retirement income planning strategies
Small business retirement plans
Tax efficient Investment strategies
Professional Qualifications
Graduate of Valparaiso University College of Business
Certifications/Licenses:
Series 7 & 66 (CRD #6074080)
Life insurance, Variable Annuities, and Accident/Health (NAIC #67091)
Personal Background
Born and raised in West Michigan
Favorite pastimes include golf, basketball, tennis, landscape projects and woodworking
Enjoy making memories and spending time with fiancé (Kristin), extended family and church
Kurt Faasse
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Kurt Faasse
Mission StatementMy goal is to partner with clients to help them define and reach their financial goals. I deliver portfolios paired with their specific objectives, time frames and risk tolerances by using a variety of competitive investment products and money managers.
Professional Services
College Savings
Employer Sponsored Retirement Plans
Investment Strategies
Life Insurance
Retirement Planning
Professional Qualifications
BS – Calvin College
Financial Advisor since 1999
Annuity & Life Insurance Licensed
Securities License Series 7, 63 and 66
Personal Background
Born and raised in Grand Rapids, Michigan
Married to wife Dawn, with three children
Enjoy leisure from outside activities, sports and family activities
Active member of Fourth Reformed church
Betsy Herweyer
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Betsy Herweyer
Betsy started working at RSC Advisors as an administrative assistant for Aaron Oudbier in 2011. Prior to joining Royal, Betsy worked part time for Jerry Swett, CPA from 1994 – 2008. From 1985 – 1993 Betsy was the accounts payable clerk and assistant office manager at a wholesale floor covering distributor.- Lifelong resident of West Michigan
- Currently living in Alto, MI
- Married to husband Brian, 7 children, 1 grandchild
- Enjoys spending time with family, camping, reading, baking, gardening and canning the produce
Terry Huyser
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Terry Huyser
Mission StatementIn order to help my clients reach their financial goals, I focus on building strong, long-term relationships based on communication and solid investment advice. I strive to deliver a level of personal service that meets and often exceeds their expectations.
Building a strong relationship with my clients requires regular and consistent contact. As my client, we will meet on a regular basis to review the performance of your portfolio, discuss any changes in your financial circumstances, and make the appropriate adjustments to your investments. In this way, we will ensure a proper asset investment mix. I have all the pertinent investment products and analytical tools at my disposal to help assure that you are properly diversified and invested.*
An important aspect of a strong relationship is having a financial advisor with solid credentials. I have years of experience in financial markets, beginning my career at RSC Advisors and working with clients since 1996. I graduated from Davenport University with a degree in accounting in 1996. Currently, I hold the Series 7 and 63; Life Insurance license and Variable Insurance license. In addition, I am currently working towards the Certified Financial Planner designation.
My wife Jennifer and I have four wonderful children and live in Byron Center, Michigan. I am an active member at Byron Center Christian Reformed Church. In my leisure time I enjoy spending time with my family, traveling, watching sports, skiing, golfing and walking.
*No investment strategy, such as asset allocation, can guarantee a profit or protect against loss in periods of declining values.
Christopher Oisten
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Christopher Oisten
Professional ServicesFinancial Needs and Risk Analysis for Individuals, Families and Business Owners Investment Strategies
Retirement Income Strategies
College and Goal Savings Plans
Asset Protection/Life Insurance Strategies
Long Term Care Strategies
Professional Qualifications
Graduate of Ferris State University with a Bachelor’s Degree in Business Administration
Completed the Certificate Program in Financial Planning at Grand Valley State University Seidman School of Business
Completed the CFP Professional Educational Program through the College for Financial Planning
Career in Financial Services began in 1987
Licenses include Series 7, 24, 27, 53, 63, 65 and Life/Health
Former Adjunct Faculty Member at Davenport University
Personal
Born and raised in Michigan
Resides in Wyoming, Michigan
Married to wife Christina, and father of 1 son and 1 daughter
Enjoys sports, travel and landscaping
Active member of the Rotary Club of Grandville-Jenison
Attends the Grandville United Methodist Church
Aaron Oudbier
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Aaron Oudbier
Mission StatementI partner with my clients to help them define and reach their financial goals. My team works to develop portfolios to their specific objectives, risk tolerance, and time frame using a variety of competitive investment products and money managers.
Professional Services
Estate and succession planning
Proactive investment management
Retirement income planning strategies
Small business retirement plans
Tax efficient investment strategies
Professional Qualifications
Graduate of Davenport University
Financial Representative since 2001
Professional Licenses: Series 7, 63 and 66, Life Insurance and Variable Annuities
Personal Background
Born and raised in West Michigan
Married to Amber and we have 5 boys
I enjoy spending time with our family going to our kids sporting events
I enjoy attending and being part of Second Byron Christian Reformed Church
Teri Pastoor
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Teri Pastoor
Teri started working at Royal Advisors as a broker’s assistant for Aaron Oudbier and Steve Carter in 2015. Teri previously worked in medical credentialing and quality improvement roles.- Lifelong resident of West Michigan
- Currently living in Door
- Started at RSC Advisors in 2015
- Married to Doug, 2 children
- Enjoys travel, time at the lake with family, gardening and snowmobiling
Brenda Sawyer
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Brenda Sawyer
Brenda began working in the Brokerage/Financial business in 1986 as Back Office support for Kent King Securities in the settlement and operations area. Soon after, she began assisting brokers as office support with their clients.In 2003, Kent King merged with Royal Advisors; where she continued her roles in the “downtown” Grand Rapids office for Royal Advisors.
Currently, Brenda is working in the Grandville Office of Royal Advisors. She has assumed the payroll responsibilities along with back office support and occasionally broker assistant support.
She resides in Belmont with her husband Terry. They have two grown children and grandchildren living in the surrounding area.
